What is Covered in a Standard Homeowner Insurance Policy?
Without this coverage, the cost is subject to depreciation. The insurance provider will look at the price you paid when you made the purchase and then deduct amounts for each year since them. It is possible that without such coverage you would not realize enough money to replace your furniture. The coverage on these items is usually half of the amount of the coverage on the home itself. You can also choose to have off-premises coverage for some of your belongings - usually 10% of the coverage you have on these items when in your home.About the Author:Sarah Martin is a freelance marketing writer based out of San Diego, CA. She specializes in finance, business, and homeowner insurance. For a cheap home owner's insurance policy, please visit http://cheap-insurance-rates.com/.Article Source: ArticlesBase.com - What is Covered in a Standard Homeowner Insurance Policy?
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